Privacy Policy

1. Who we are

Budgii is a household budgeting service operated by MJ Productions in Australia. In this policy, “Budgii”, “we”, “our” and “us” refer to MJ Productions and the Budgii service, including its mobile, desktop and web applications.

Privacy enquiries can be sent to privacy@budgii.com.au.

2. Information we collect

Account and profile information

We collect information used to create and manage your account, such as your name, email address, profile image, authentication provider, verification status and account identifiers. If you use Google sign-in, Google provides the authentication information needed to sign you in.

Household and financial information

You may provide household names, members and invitations; budgets; income; expenses; categories; tags; recurring transactions; savings or spending alerts; shopping lists; deal watchlists and other budgeting information. Budgii is a budgeting tool and does not require your online-banking password.

Receipts and images

When you scan or upload a receipt, we process the image and information extracted from it, which may include merchant names, dates, line items, prices and totals. You may also upload a profile image.

Device, notification and technical information

We may process device notification tokens, session information, IP address, user agent, timestamps, request identifiers, error details and diagnostic information needed to provide, secure and troubleshoot the service.

Support communications

If you contact us, we collect the information in your message and any information you choose to provide so that we can respond.

3. How we use information

We use information to:

• create, authenticate and maintain your account;
• provide budgets, expense tracking, receipt processing and household collaboration;
• sync your information across supported devices;
• send service, security and budget notifications you enable;
• protect Budgii against misuse, fraud and unauthorised access;
• respond to support and privacy requests;
• maintain, debug and improve the reliability of the service; and
• comply with applicable law and enforce our terms.

We do not sell your personal information.

4. Sharing and service providers

We disclose information only as needed to operate Budgii, including:

• Other household members: information entered into a shared household is available according to household roles and permissions.
• Google Firebase: for Google authentication and, where enabled, push notification delivery.
• OpenAI: when automated receipt understanding is enabled, receipt images and related content may be processed to extract receipt details.
• Hosting and infrastructure providers: to host the application, API, database, uploads and supporting systems.
• Authorities or professional advisers: where reasonably necessary to comply with law, protect rights or respond to legal process.

These providers process information under their own terms and privacy commitments. Information may be processed outside Australia where a provider operates internationally.

5. Storage and security

We use reasonable technical and organisational safeguards designed to protect personal information, including encrypted network connections, access controls and authentication protections. No system can be guaranteed completely secure, so you should use a strong password and keep your devices and login details protected.

Some app information may also be cached on your device to support performance or offline use. You can remove local app data by signing out, clearing the app’s storage or uninstalling the app, depending on your platform.

6. Retention and deletion

We retain account and household information while your account is active and for as long as needed to provide Budgii. We may retain limited information for longer where reasonably required for security, dispute resolution, legal compliance or enforcing our agreements. Residual copies may remain in protected backups until those backups are replaced through normal rotation.

You can request deletion through our account deletion page. Deleting an account removes the account and associated personal information that we are not required to keep. Information belonging to a shared household may need to remain available to other authorised household members or be reassigned before deletion.

7. Your choices and rights

You can review and update profile information in Budgii. Depending on where you live, you may also have rights to request access, correction or deletion of personal information, or to object to or restrict certain processing. Contact us to make a request. We may need to verify your identity first.

You can control push notifications through Budgii’s preferences and your device settings. You may withdraw optional permissions, such as camera or notification access, through device settings.

8. Children

Budgii is not directed to children under 13 and we do not knowingly collect personal information from children under 13. If you believe a child has provided personal information without appropriate permission, contact us so we can investigate and remove it where required.

9. Changes to this policy

We may update this policy as Budgii changes. We will publish the revised policy here and update its effective date. We will provide additional notice inside the service when a change materially affects how we handle personal information.

10. Contact us